A recent article highlighting the 16 most dangerous jobs in America serves as a reminder of the importance of workers' compensation. The benefit of West Virginia's workers' compensation statute is that when employees are injured on the job, they are entitled by law to receive certain compensation for their injuries. The trade-off of this assured benefit is that the employer cannot be sued for negligence.
Injuries can be immediately apparent or can take time to materialize. We can be injured through the fault of another person, a company or even a healthcare provider. Products purchased for everyday use can be harmful if they were manufactured incorrectly or are marketed improperly. Jobsite and construction zones also offer opportunities to get hurt. No matter what the injury, it is important to get treatment. Compensation for that treatment is available from the responsible party.
Lead poisoning is a silent killer, lurking in many homes across the nation. If you live in a home built before 1978, you and your children are at risk of lead poisoning. Lead poisoning can lead to serious health problems, such as learning disabilities, behavioral problems, mental retardation, stunted growth and hearing impairment. In high doses, lead poisoning can even lead to coma, convulsions and death.
A fun day on the water can turn deadly when operators and passengers do not take proper precautions. Young, inexperienced operators and those who operate a vessel while intoxicated or impaired tend to cause the most accidents. People become inattentive while driving or do not look out properly. Are you being safe while boating?
The wind whipping through your hair, the rush of the open road - it's no wonder people love riding motorcycles. While bikers are generally aware that motorcycles are dangerous, many don't know just how hazardous they really are.
Thousands of people die every year in car crashes. According to 2003 state crash data accident reports, West Virginia experienced a total of 51,376 auto accidents, the majority of which took place on interstates and expressways. Out of these accidents, 16,763 involved injuries and there were a total of 364 fatalities. Not all crashes and collisions are the fault of either driver - in many cases, dangerous roads and their man-made hazards are to blame.
In West Virginia, motorists must yield the right-of-way to pedestrians in crosswalks. Pedestrians crossing the street outside of crosswalks must yield the right-of-way to vehicles. Jaywalking is illegal in many cases, costing you a $100 to $500 fine. However, the stakes are much higher than a monetary fine. Using a crosswalk when walking or riding your bike might save your life.
West Virginia law requires all registered vehicles to be insured. However, some people try to skirt around the law and drive without insurance. What happens if you collide with a driver who has no auto insurance? Or if you are involved in a hit-and-run and cannot identify the driver? Will you have to pay out of pocket for all related expenses?
When you purchase a children's toy, you naturally assume the product is safe. This is not always the case. Toy recalls are actually much more common than most people think. Certain products go to market, despite choking, fire, tip-over and laceration hazards to the child. Some toys even contain lead. Are your children at risk?
There once was a time when employees would work the standard 9 to 5 day. They weren't available 24/7, including weekends. They didn't bring work with them on their vacations. Things are much different now. It is almost an expectation that an employee is available in an emergency and to work during vacations and holidays. However, studies show that this lifestyle is resulting in more work-related injuries and, therefore, more workers compensation claims.